Ultimate Guide To Living in Jersey City

Jersey City, located in New Jersey, is one of the most diverse and vibrant cities on the East Coast. It is characterized by its rich history, bustling economy, and breathtaking views of the New York City skyline.

With its lively cultural scene, diverse neighborhoods, and affordable living options, Jersey City has become a popular destination for people looking to relocate.

Whether you are new to the area or planning to move here, this ultimate guide will provide you with valuable information on everything from housing and transportation to education and entertainment.

The Expert Guide To Living In Jersey City

Let’s explore what it takes to live in Jersey City and how to make the most of your experience.

Costs Of Living In Jersey City

Living in Jersey City comes with its unique cost implications.


Housing is one key area that significantly impacts the cost of living here, with housing expenses being 74% higher than the national average. The median home price stands at a hefty $782,767, while those opting to rent should prepare for a median rent of $2,380 per month.

Pro tip: Read our 10 top tips for apartment hunting in Jersey City. Learn how to choose the best property for your lifestyle.

Utility Costs

Utility costs - another essential element of the cost of living - are 10% higher than the national average in Jersey City. On average, expect your energy bill to be around $194.50 per month and your phone bill to be approximately $209.24 monthly.

Transportation Costs

Regarding transportation, Jersey City mirrors the utility trend, with expenses like bus fares and gas prices being 10% higher than the national average. Here, gas is priced at $3.74 per gallon. Note that this is subject to change.

Food & Healthcare

The cost of groceries is slightly elevated, too, with prices being 4% higher than the national average. This means you can pay around $111.34 monthly for groceries in Jersey City.

However, there is a silver lining: healthcare in Jersey City is 2% lower than the national average. The cost of healthcare comes in at $99.60 per month on average.

How Much Should You Earn To Live Comfortably In Jersey City?

To enjoy a comfortable lifestyle in Jersey City, it is recommended that a family of 4 earn a minimum annual income of $105,840.

For singles, a minimum yearly income of $77,600 is advisable. As you evaluate your decision to move to Jersey City, consider these figures and ensure you have a solid financial plan in place.

Working And Employment In Jersey City

If you’re seeking a favorable employment outlook, Jersey City is a promising destination. It’s been witnessing a surge in job growth recently, with an encouragingly low unemployment rate of just 4.4%.

You’ll find employers of all sizes and across various sectors, ranging from financial firms to tech companies and healthcare providers to manufacturers.

Thanks to its strategic location near New York City, you have a broad canvas of job opportunities to explore. The city’s vibrancy and growth aren’t merely a local phenomenon.

According to data from the U.S. Bureau of Labor Statistics, the job market in the Jersey City metropolitan area is poised to grow by 8.1% by 2028. This rate surpasses the national average and translates into the creation of approximately 8,600 new jobs.

Given the presence of financial giants, roles in banking and finance are plentiful. At the same time, the tech boom has led to an increasing demand for jobs in the technology sector.

Healthcare, another robust sector, offers a wide spectrum of roles from direct care to administration. No matter what your professional interests are, Jersey City’s dynamic job market has something to offer.

Schools And Education In Jersey City

Education in Jersey City is a high priority, with the public school system boasting 39 schools and a student population of 26,782.

The diversity reflects the city’s broad cultural mix, with 90% of the student body belonging to minority groups. Even though 42.6% of students come from economically disadvantaged backgrounds, the school district is committed to ensuring each student has access to quality education.

There is a broad spectrum of schools in the district, including 27 preschools, 27 elementary schools, 21 middle schools, and 8 high schools. This variety ensures that each stage of your child’s educational journey can be catered to in Jersey City.

The quality of education is also commendable. Within Jersey City Public Schools, nearly all teachers (99.8%) are licensed, and the vast majority (95.4%) have three or more years of teaching experience. This means your child will be learning from highly qualified professionals.

Not to forget, the student-to-teacher ratio in Jersey City is lower than the state average, at just 12:1. This lower ratio enhances personalized attention for your child. Plus, the district has 42 full-time counselors, ensuring your child’s emotional and social well-being is well cared for.

When it comes to education, Jersey City offers a nurturing environment for your child’s growth and development.

Choosing A Neighborhood In Jersey City

There are a variety of best neighborhoods look in Jersey City to choose from, each with its unique charm and character. Whether you prefer a bustling urban environment or a quiet suburban feel, there is something for everyone in this city.

Below are some popular neighborhoods to consider when looking for a place to live in Jersey City:


The heart of Jersey City, Downtown, offers a lively and diverse atmosphere. With bars, restaurants, shops, and cultural events, there is always something happening in this neighborhood. It also has easy access to Manhattan via the PATH train or ferry.

Journal Square

Journal Square is a cultural hub of Jersey City, bustling with activity day and night. This neighborhood is known for its historic Loew’s Jersey Theatre, vibrant farmers’ markets, and diverse culinary scene.

With the Journal Square PATH station, commuting to New York City is a breeze. The mix of residential and commercial properties, along with its cultural richness, makes Journal Square a desirable neighborhood to live in.


A rapidly growing neighborhood, Bergen-Lafayette offers affordable housing options and a diverse community. Its proximity to Liberty State Park also provides residents with stunning views of the Statue of Liberty and easy access to outdoor activities.

The Heights

Located in north Jersey City, The Heights neighborhood sits atop the Palisades, a 15-mile stretch of cliffs along the Hudson River. Its name reflects this unique geographical position.

The locale is known for its vibrant culinary scene, characterized by an abundance of Puerto Rican and Cuban eateries, thanks to the substantial Spanish-speaking population.

Additionally, The Heights boasts trendy coffee shops, vegetarian cafes, and places offering a variety of treats, from craft beers to gourmet burgers.

Transportation In Jersey City

Jersey City’s transportation system is robust and diverse, making your travels around the city and beyond a breeze. It boasts one of the highest rates of public transit usage in the country, with 50% of residents relying on it for their daily commute.

If you’re considering public transport, the PATH or light rail services are excellent choices. These services connect most of the city and surrounding areas, making navigation quick and straightforward.

Alternatively, consider the N.J. Transit buses, which are especially handy for more extended trips. Operated separately from the subway system, these buses even run a few lines into Manhattan, NY, broadening your travel options.

The ferry offers a delightful travel option, particularly if your commute takes you to New York City. Operating under the N.Y. Waterways, various ferry services link different parts of New Jersey and New York.

In this area, the most commonly used are the Harborside to 39th Street Midtown and Battery Park routes. Both provide stunning views of the Manhattan skyline and take less than 10 minutes. From the ferry terminals, you’ll find easy connections to New York’s buses or subway system.

For those who prefer to drive, Jersey City provides convenient access to roads and highways. Interstate Highway I-78, stretching from the north to the south, is a handy route for navigating the city’s length. However, please be aware that traffic can occasionally be heavy, and you may be dealing with delays.

Things To Do And See In Jersey City

Jersey City, often regarded as the “sixth borough” of New York City, is renowned for its historical significance and the wealth of attractions it offers. This vibrant city, with its firm roots in America’s immigration history, is a treasure trove of things to see and do for locals and visitors.

Below are some of the most popular attractions:

  • Liberty State Park: This park offers breathtaking views of the Manhattan skyline, Ellis Island, and the Statue of Liberty. Nestled on the Hudson River’s shores, it’s a perfect spot to bask in the city’s natural beauty.
  • Statue of Liberty: No visit to Jersey City is complete without seeing the Statue of Liberty, a proud beacon of freedom. For generations, it has welcomed newcomers to America, symbolizing hope and new beginnings.
  • Liberty Science Center: As an interactive science museum, it provides a diverse array of exhibits for all ages. It’s also home to the fourth-largest planetarium in the world!
  • Empty Sky 9/11 Memorial: Located in Liberty Park, this poignant monument honors the New Jersey residents who tragically lost their lives in the 9/11 incident. The names of the deceased are etched into two towering walls, serving as a reminder of the profound loss and the resilience that followed.

These attractions, and many more, make Jersey City more than just a place to live. It’s a place to explore, learn, and appreciate.


Living in Jersey City is a unique experience, enriched by the city’s diverse culture and fascinating history. It’s a city that offers something for everyone, from breathtaking natural landscapes to world-renowned attractions.

With its vibrant neighborhoods and a strong sense of community, it’s a place where you can truly feel at home.

If you’re planning to move here at Hudson Condos, we can help you embrace the exciting lifestyle that awaits you in Jersey City. So go ahead and start your journey in the bustling city by the river and discover all that Jersey City has to offer!

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